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Angelone Mehsana – Capital Enterprise
- +91 98241 49988
- T-42, S Cube, Radhanpur Road, Mehsana
- +91 98241 49988
Home Loan in Mehsana
Capital Enterprise is your trusted partner in realizing the dream of owning a home. Our Home Loans are designed with your specific needs in mind, providing the financial support you require to make this significant milestone a reality. We offer competitive interest rates and flexible repayment options to ensure that your home-buying journey is both affordable and convenient.
With Capital Enterprise, you can secure financing for up to a significant percentage of the property’s value, making homeownership more accessible than ever. Our expert team is dedicated to assisting you throughout the entire loan application process, offering guidance and support every step of the way.
Say goodbye to the hassles and hurdles associated with homebuying. Choose Capital Enterprise for a seamless path to homeownership. Get started on your journey towards your dream home today!
Featured and Benefits of Home Loan
- Lowest ROI compare to Other unsecured Loans
- Zero Part payment & Foreclosure Charges
- Max Top up for Home Renovation, Home extension etc.
- Debt consolidation like CC payments or any other Loan closer and Reduce Higher monthly EMI burden
- Transfer/ Switch your Higher ROI loan to Lower ROI banks/ NBFC
- Overdraft facility available in-home loan/ Top up Loans- Interest will be charged in utilized amounts only.
Types of Home Loan
- Fresh Builder Purchase Loan
- Resale Purchase Loan/ Seller BT
- Home Loan Balance Transfer
- Plot + Construction Loan
Minimum Criteria Requirement for Home Loan
- Age must be 23 years and CIBIL score above 650+
- Person should be working in Pvt ltd / ltd / LLP / Partnership firm and proprietorship for salaried cases.
- Person should not have default or delay payments in any of the EMI in last 12 months.
Home Loan ROI & Charges
| Loan Amount | Rs. 10 lac- 10 Cr |
|---|---|
| Tenure | 5 Year - 30 Years |
| ROI | 7.50 % - 10 % (Floating) |
| Processing Fees | 0.25% -2% + GST |
| Foreclosure Charges | Nil for Floating ROI (4% for Fixed ROI) |
| Part Payment Charges | Nil for Floating ROI (2% for Fixed ROI) |
Documents Required for Home Loan
| Document | Salaried Person | Self Employed |
|---|---|---|
| ID Proof | PANCARD | PANCARD |
| Address Proof | Passport /Voter ID card / Driving License | Passport /Voter ID card / Driving License |
| Registration Proof | Company ID Card | GST Certificate / MSME Certificate/ Gumastadhara |
| Income Proof | Last 3-month Salary slip | last 12-month GST Return |
| Banking | Last 12-month Salary banking | Last 12 month Current & Saving bank Ac statement |
| ITR | Last 2 years ITR or Form 16 | Last 2 years ITR along with computation of income, Balance Sheet and P & L Ac |
| Repayment Track Records | Last 12-month EMI banking or SOA of all live loans | Last 12-month EMI banking or SOA of all live loans |
| Legal Property Documents | Legal Master file including Sale deed copy | Legal Master file including Sale deed copy |
| Technical Property Documents | Approved Unit & Layout Plan | Approved Unit & Layout Plan |
Have Any Question?
Call us Today!
+91 98241 49988
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FAQs
Eligibility criteria vary among lenders, but commonly include factors such as age (usually between 21 to 65 years), income stability, credit score, employment status, and property value. Capital Enterprise evaluates these factors to determine eligibility.
Typically, you’ll need identity proof, address proof, income proof (salary slips, bank statements), property documents, and details of the property to be purchased. Capital Enterprise will specify the exact list of documents needed for your application.
The maximum loan amount and tenure vary based on factors like income, property value, and creditworthiness. Capital Enterprise can provide specific details once they assess your financial situation.
Interest rates and types (fixed or floating) can vary. Capital Enterprise offers competitive interest rates and may provide both fixed and floating interest rate options. They’ll explain the details and help you choose the best fit.
Capital Enterprise in Mehsana assists by offering personalized guidance through the entire home loan process. They provide expert advice, assess your eligibility, help with document preparation, assist in choosing the right loan product, and facilitate a smooth application and approval process.
